Ramada
Great Western
Zoya Enterprises

Insurance claim underpaid or denied? You don’t have to take “No” for an answer.

CLICK HERE FOR A FREE INSURANCE POLICY REVIEW ABSOLUTELY NO COST OR OBLIGATION

When you buy insurance, you are purchasing a promise that should the unexpected happen - whether from flood, wind, fire or other disaster - the insurance company will cover your losses. Unfortunately, once a damage claim is made, it is not unusual for an insurance company to under value, under pay, delay, partially deny, or even completely deny payment of a claim without proper justification or warning.

The insurance industry is a business like any other. Their profits are based on collecting, holding and investing money. It is bad for any business when money is outgoing instead of inflowing, and insurance companies are no different. However, the difference between the insurance industry and other industries is the fact that when a premium is collected, only a promise of potential performance is given by the insurer in return. As a result, insurers are theoretically held to a higher standard regarding the fiduciary relationship they maintain with their client, the insured. In theory, the insurance company is required to maintain the interests of the insured at a higher level to their own interests. In days gone by, this had seemed to be the case in most situations; however, in the current economy where making money is everything, it seems that many insurance companies have lost touch with this concept. As a result, claim payments are now more often delayed, denied and disputed by the insurance companies.

Bad Faith Insurance Claims

Insurance companies that unreasonably deny the coverage you have already purchased are acting in bad faith. Not every denied insurance claim is bad faith, but if you have been denied insurance coverage or have been offered a reduced settlement of your damage claim without proper justification or adequate warning, you may have a bad faith insurance case against your insurance carrier.

12 Signs That Your Insurance Company May Be Acting in Bad Faith

Unwarranted denial of coverage
Failure to communicate pertinent information
Refusal to pay the claim without an investigation
Failure to conduct a reasonable investigation of your claim
Failure to deny or pay the claim within a reasonable period of time
Failure to confirm or deny coverage within a reasonable period of time
Failure to attempt to come to a fair and reasonable settlement when liability for the damage is clear
Offering substantially less money to settle than the true value of the claim
Failure to promptly provide a reasonable explanation for denial of a claim
Failure to enter into any negotiations for settlement of the claim
Failure to respond to a time-limit demand
Failure to disclose policy limits

To learn more about bad faith insurance claims, request our free book: Disputes with Your Insurance Company - What All Consumers Need to Know.

The Voss Law Firm, P.C. – Holding Insurance Companies Accountable

The Texas Insurance Litigation Attorneys at The Voss Law Firm handle all commercial and personal property damage insurance claims, including:

Damage caused by natural disasters
Flood claims
Hurricane claims
Tornado claims
Earthquake claims
Mudslide claims
Sinkhole claims
Wind claims
Hail claims
Lightening claims
Fire claims
Apartment complex fire claims
Vandalism claims
Theft claims
Mold damage claims
Industrial insurance claims
Marine insurance claims
“Acts of God”

Contingency Fees

The Voss Law Firm, P.C. handles insurance litigation lawsuits and bad faith claims on a contingency fee basis. This means that if you win, our fees come out of your settlement. If you lose, you pay nothing. To schedule a free confidential consultation, contact the bad faith insurance attorneys at The Voss Law Firm, P.C. at 1-866-276-6179.

Our Practice Areas

Industrial Insurance Claims

The Texas Insurance Litigation Lawyers at The Voss Law Firm, P.C. offer industrial insurance claim analysis, evaluation and consultation involving property losses in industrial structure settings resulting from damage caused by a covered peril, material and construction defects, improper loading conditions and water damage. Evaluation of loss in an industrial insurance claim is used to determine the cause and scope of the damage. Repair cost estimates and schedules will be determined to provide a guide for correcting structural defects and ultimately prosecuting a claim against the insurance carrier when the insurance company acts in bad faith with wrongful delay or denial of payment.

Marine Insurance Claims

As a natural extension of our industrial claims practice, the marine insurance litigation attorneys at The Voss Law Firm, P.C. help marine clients maintain administrative continuity throughout the litigation process. Whether you suffer property damage, liability, or economic loss, our attorneys can thoroughly investigate, fully administer and promptly litigate complex marine insurance claims. We have earned a reputation for unrivaled expertise in a wide range of areas, and bring extensive experience in marine losses, as well as several other areas of first party insurance litigation.

Condominium Claims

Condominium insurance claims are not like other claims. The division of responsibility for property damage is determined by the by-laws of the condominium association and the interests of both the individual owners and the condominium association must be taken into account.

Commercial Claims

Natural disasters affect businesses as well as individuals. Damage from fire, hurricane or tornado can prevent your business from operating and may affect productivity, profit and stock value. When an insurance company refuses to fully and promptly pay insurance claims, the resulting losses can be disastrous! You need insurance compensation, so you can get your business back in operation without further delay.

Governmental Claims

Municipalities must answer to the people they serve. They are responsible for keeping water flowing, trash collected, and power grids up and running. In the event of a major catastrophe, these cities and towns must find the means to make sure these services either remain intact or are back in service as quickly as possible. Having represented policyholders of all types, The Voss Law Firm is adeptly qualified in making sure municipalities and local governments fully recover.

Residential Claims

Your home is more than just a place to live. When your home is damaged, you lose more than possessions. You lose an important part of your life. Serious property damage is always distressing, but having your homeowner insurance claim denied can leave you emotionally and financially devastated. The Texas insurance litigation attorneys of The Voss Law Firm can help you fight against an insurance company that won't pay your residential property claim. Let us deal with the bad faith insurance companies that are wrongfully delaying your payment or denying your homeowner insurance claim altogether so that you can focus on your life.

Construction Defects

What is considered a construction defect and what should you do about it? Let's tackle defining a construction defect first. Depending to whom you ask, you will get a range of explanations of what a construction defect is. However, generally speaking, construction defects refer to issues with the structure design, poor materials used, inferior workmanship, and/or lack of consideration of the subsurface upon which the building stands.

The Voss Law Firm, P.C.
The Voss Law Center
25511 Budde Road, Suite 202
The Woodlands, Texas 77380

Local: 281-VICTORY (842-8679)
Toll free: 1-866-276-6179
Fax: 713-861-0021

The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve all Texas counties and cities including but not limited to the following: Harris County, Montgomery County, Jefferson County, Houston, The Woodlands, Beaumont, El Paso, San Antonio, Austin, Sugar Land, Dallas, Fort Worth, Orange, and Port Arthur, as well as companies and individuals along the Gulf Coast and around the globe.